Can Anyone Avoid It?

Going to college was one of the smartest things I could have done for myself,

but it's also one of the stupidest for me, as well.

Why is it the stupidest? Someone on campus was giving free t-shirts if you signed up for a credit card. I didn't think anything of it, and I signed up. And lo and behold, "instant money." while I was broke in college.

Again, like I said,

one of the stupidest things I could have done. Not only did I rack up my credit cards, I also racked up my student loans. The one and only way I would be able to attend college.

Those Student Loans will finally be paid off in 2 years, and it will be the best moment in my life. To have that lifted off my shoulders, but the last few years haven't been fun. When I tried to start over, those bills lingered over me, becoming harder and harder to afford as my income became 50% less.

And the more frustrated I'd get at myself for being so stupid in the first place, or how frustrated I am at myself for working a job that only needs a high school diploma...

I have a college degree, I should be making more money, but I didn't do much with my college degree. Instead, I am here. Broke, and in debt :/


sorry, I had to get this off my chest. I'm really down about money this month and trying to figure out how to get through the next month :/
Deee1930 Deee1930
36-40, F
3 Responses May 18, 2012

I can help you. The explanation runs too far to present here. To discuss a solution, call Lee at (760) 708-5414.

I am in exactly the same spot! I have a degree worth about 40k that I haven't been able to use. I commend u however on almost being done. I have 4 years to pay my loans off.

I am a senior in college and I have about three more years. Then I have to go to another college for possibly two and a half more years. I am already a little over $25,000 in debt and that horrifies me, especially since we have budget problems and college tuition rising like crazy. It's not going to get any better for us. Then you have to consider a student's worst nightmare; a college degree being worthless in some areas. I have no idea how I am going to pay it off. I can see that big three-digit bill coming in the mail every month, not to mention behind your car, insurance, rent, and other bills.<br />
<br />
Congratulations on being free in 2 years. That has got to be very refreshing! I'd take yourself out to a nice dinner to celebrate.