Written on August 27th, 2012
I worked in the oil industry for over 8 years, making great money, with hefty benefits..... Cut to lay off... job search....find job that pays almost 5 dollars less an hour with 1/2 the benefits, except on major bonus, I love my new job, I love what I do, I love who I work for... by the way it's for a foundation that helps sick kids... But the loss in wages meant a strain in the account, but I didn't want my husband to know I was not carrying the same weight I used to, I thought he would tell me to leave my job and find one that payed better, I thought I could manage by putting the odd bill or grocery shop, or clothing purchase on credit, I felt confident that come bill time I would be able to pay, but as I am sure is said a lot on here... I didn't have the money, I could only make a minimal payments, and the debt grew and grew and maxed itself out. Now I am 35 and over ten thousand in debt. My credit is crap so I now have to ask my husband to bail me out by securing a line of credit. I feel terrible, horrible, and dirt low. I need to learn better spending skills, I need to learn some restraint, I need to pull my head out of my butt and get real... but where so I start??