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I Am In Debt

Almost Down And Out

By: Zotz123
Written on December 24th, 2009

Ooooh.  This is a subject I DON'T like to think about!  I just move forward with my head down.  The depression wiped out 80% of my income, all of my savings, all of my retirement savings, all of my assets, all of my cash, etc., etc., etc.  I owe around $60,000.00  Can I ever pay it back?  Dubious.  I just don't feel like going bankrupt.  A stupid prejudice, you say?  You  may well be right.  But at least I'm on good terms with the people in the collections departments here and about.  I'm not hiding from them.  I owe them money.  We just have to put up with a limited income from which to pay ten or twelve creditors.  They don't harass me at all.  All the evil stories about collections people haven't proved right in my case.  That doesn't make the situation easier to bear, though.  Anything more than this would just be a litany of things I won't be able to do in the future.

By: Zotz123
Age: 61-65 , Male
997 people have read this story

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3 responses
  • eyeno
    eyeno

    I understand fully, I too; am learning to do without. Boy... did I spoil myself in the past and have never stopped to think if I can afford it or not. I pride myself on being very adaptable with living situations but it hurts. All I can think of is my son; in His first year in college and away from home, how He must be hurting for cash and just trying to make it on His own.

    Mar 31, 2010
    1 like
  • Zotz123
    Zotz123

    Thanks, eyeno. Of course, I know what you say is true, and that does make it somewhat easier to take. But after a lifetime of easy breaks, it's hard for me to accustom myself to tough times. There's no question but that in the long run everything will be fine. It's the short run that's aggravating. I've never ever before been in a situation where if I wanted to buy something at the supermarket, I couldn't have it! But now I am! I can take it, but it's very strange! My wife wants to make Easter Dinner for a good friend, but if our social security checks don't come in on Saturday (April 3) we can't do it! Never happened before in my life!

    Mar 31, 2010
    1 like
  • eyeno
    eyeno

    Unfortunately, we're all going through some hard times. Just about all the people I know say the same and everyone's coming to collect. All I can do is pray, do my share and give it up to the Lord.

    God bless you and yours,

    Mar 31, 2010
    1 like