Cultural richness and monetary richness are inverse of each other. The more you have of one, the less you have of the other.
And right now, I am very very very far at the Cultural end. I've been travelling since July 2007 and I have officially run out of money. I have to borrow money off my sister to pay my gas bill and I was working at Subway until the damn shop closed down. Now I have the occasional job with Adecco Catering. I get a massive £88 this Friday. 70 of which goes straight to rent.