I am 33 yrs old and I am an underachiever. The majority of my friends have degrees, careers and husbands. I have none of those things. I was so terrified of making poor choices that I found that I was making no choices. What finally made me start working towards my life goals was an ex-boyfriend who basically beat me into the ground with telling me what a loser I was and then dumping me. While the pain of the break up seemed unbearable at the time, it was probably the best thing that ever happened to me. Once i got over my depression, I vowed that no one would EVER be able to say those things about me and be correct. I am now less than a semester away from finishing my bachelors' degree in business and I am working on my career path/strategy. I'm still struggling in the relationship category because I'm terrified of putting myself out there, but baby steps i guess..