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Earthcare Quasi-free American Heathcare

The Earthcare policy:
Since the GDP of the United States in 2008, according to the World Bank, was $14,204,322,000,000 and Healthcare cost was about $2,350,000,000,000 health care was 16.89% of GDP. We will lower this to 10% of GDP or about $1.5 trillion per year (the first year) and eventually to the amount identified later as monthly inflow of funds $102,629,398,300 /mnth and $1,231,552,779,000/yr), This is only a factor of a bit less than 2 and then almost 2, but if accomplished could substantially reduce healthcare cost. This figure will be adjusted according to current figures for each year. This would still leave healthcare cost in the U.S. as the highest in the world, but would allow for that larger portion to be within reasonable limits.
Ultimately, the goal of Earthcare is to eliminate the need for anyone to pay for healthcare. Therefore, If annual cost of healthcare is 1.5trillion dollars in 2008 dollars then 1,500,000,000,000/.175=8,571,428,572 kw or 8.6 tw to pay the entire bill. Therefore, to generate this amount of energy without continuous fuel cost would require the construction of green energy technology. Here the environmental priority of Earthcare must be explained:
Environmental priority: By reducing our use of fossil fuels and their resultant emissions/air pollution, we will improve quality of the environment, which in turn will improve quality of health from an Environmental health risk standpoint, at least. Although, health problems from environmental factors only account for 2-4% of health problems, the rising rate of asthma in infants demonstrates the need for improved environmental quality. The role of the healthcare industry is to provide all medically necessary treatment to its patients.
If we 8,571,428,572571w/1.75w = 4,897,959,184,326.286 cells/500 = 10,084,033,610 units of 500 cells at $750 per unit costs $7,563,025,210,000. The energy produced by this system would only account for just more than 30% of total consumption. Due to the astronomical cost of such a system, this system should be constructed in stages. The plan outlined below is the first stage of this construction project.
Earthcare:
As a first step, it must be recognized that health is one of our unalienable rights as Americans. This right can then be assumed to exist. Then effort must be made to create non-profit, government run or closely regulated insurance companies. Then a committee must be held every 6 months to decide on prices for every health service and medication. This could be done state by state to allow for economic incentive and trade of healthcare goods and services. The creation of an Earthfund would charge every citizen based on the following income bracket system: All citizens will pay no more than 10% of their yearly income each year toward their family’s healthcare. based on this all citizens will be charged no more than .84% of their yearly income per month. Although, the ultimate design of this plan is that of a single payer system we will have three parties paying the total bill of individuals. The Federal government will pay the remainder after employers pay half the premium of its employees. The employee will then pay the other half of their premium.
Privatizing of healthcare has resulted in abuse of fair and equal coverage. based on this it is now necessary to provide a public option to everyone.

Enforcement:
To ensure that Earthcare could actually work, it will be necessary for everyone to buy into the system. Enforcing everyone’s participation will be difficult. However, administration of the Smartcard at birth will be an important step in enforcement of universal participation.
Smartcard:
This electronic record keeping system will be administered at birth similar to the way the social security system is applied. The smartcard works by storing an individual’s medical identification # on a computer chip contained in the card. In the event of lose or theft of an individual’s card a state database will be kept to ensure that the individual can recover their card’s data. In addition, a national database will be kept to ensure that if some catastrophe destroys the state database that there is a backup of it elsewhere. The first smartcard given at one’s birth will be free. All other cards cost between $5.00 and $10.00 in 2009 dollars.
The goal is to improve quality of treatment by diminishing the need for paper-based records. Elimination of paper based record keeping will save money in the form of both time and fewer employees.

A premium covers a policy that includes all members of a household. If more than one income for the family than premium is split between the sources of income Maximum premium is $500 per month. The United States government, through Earthcare will be expected to pay $150 per person in the groups identified below.
Students (all should be covered, by government, if taking 12-credits or more of higher education)
14.66% 19 years of age or younger (45,446,000ppl) 9.7% unemployment (30,070,000ppl) and 2% 65 and older (6,200,000).
Those Living in poverty- those making less than what is considered to be the poverty line or $15,350 for an individual as of 2009. If we apply the same value to the present and treat these people as though we were employed then we can value these citizens at $100 per person and then matches half as though these individuals were employed to bring it to $150 a person per month or $12,257,400,000 per month
EarthCare will automatically cover those 19 and younger, 65 and older, the unemployed, and those living in poverty. The poverty line is calculated differently for Alaska, Hawaii, and the contiguous United States including the District of Columbia. For this reason we will take an average of the poverty by number of people in a family according to the 2009 HHS Poverty Guidelines our values will cover within 125% of the poverty line.
Persons in family Poverty guideline in 2009 U.S. $*1.25
1 12280*1.25=$15350
2 16520*1.25=$20650
3 20760*1.25=$25950
4 25000*1.25=$31250
5 29240*1.25=$36550
6 33480*1.25=$41850
7 37720*1.25=$47150
8 41960*1.25=$52450
For families with more than 8 persons, add $5300 for each additional person.

Total employed (90.3%) 279,930,000ppl
Total living in poverty (12%) 37,200,000 $5,580,000,000
Unemployed (9.7%)30,070,000ppl*$150per month=$4,510,500,000
19 and younger (14.66%)(45,446,000ppl)*$150 =$6,816,900,000
65 and older (2%) (6,200,000ppl)*$150 =$930,000,000
Other government coverage (OGC)=$12,257,400,000 per month
All citizens will pay .8% of their yearly income per month. This will be calculated by Earthcare with help from the IRS. However, for the sake of argument we will be using the following prices as an average. These figures are based as if everyone were single.
0-poverty line (15,350) $150 per person(12%)37,200,000ppl= $5,580,000,000
$15,351-30,000 about $180 per month (10%) 31,000,000ppl=$5,580,000,000
$30,001-50,000 about $250 per month (21.5%) 66,650,000ppl=$16,662,500,000
$50,001-80,000 $350 per month (30%) 93,000,000ppl $32,550,000,000
$80,001+ $450 per month (21.5%) 66,650,000ppl $29,992,500,000
$1,000,000+ $500 per month (5%) 13,996,500ppl = $6,998,250,000
the employed-$97,363,250,000per month
OGC $12,257,400,000
(48,681,625,000 from employed +48,681,625,000 from employers)=$ 97,363,250,000 +$12,257,400,000 (other government coverage)= $109,620,650,000 per month*12 months=$1,315,447,800,000 per year. This would only cover 1,500,000,000,000-1,315,447,800,000 leaving a balance of $184,552,200,000 If we added the value of other government coverage 12,257,400,000, so that these individuals are not seen as free-riders. This would bring remaining cost to $196,809,600,000 Therefore if we were to set the price of electricity consumption as $0.17 per kw then $196,809,600,000/$0.17=1,157,703,529,000kw.
If we split the needed energy between solar and wind, we can ensure that all our energy needs are met both day and night.
Solar:
It should be noted that a square meter is covered by 83.33 cells. If a single solar cell generates 1.75w then 578,851,764,700,000w /1.75w=330,772,437,000,000 cells needed to be generated this amount of power every hour. Since there are 3652.5 hours of daylight per year then 330,772,437,000,000 /3652.5=90,560,557,690 cells to generate that power in one year’s time. If we implement 100,000,000,000 cells, just to be safe, than at $750.00 per unit of 500 cells 100,000,000,000/500=200,000,000 units *$750 each is a cost of $150,000,000,000 to build the solar portion of our system. All power generated will be sold to pay the remaining balance ($184,552,200,000 + (OGC) 12,357,400,000=$196,809,600,000). The power consumption of the United States was 29,000,000,000,000kw in 2005, therefore all electricity generate by the solar side of the system would only be about 2.5% of demand.
At $.17/kw the system’s revenue would pay this amount off as follows:
100,000,000,000 cells*1.75w/cell=175,000,000kw per hour*$0.17 per kw=$29,750,000 per hour. This means that our remaining cost $98,404,800,000/$29,750,000 (hourly revenue)=3,307.73 hours or .905 years or just less than 331 days to pay off the remaining balance for Earthcare. All money generated after this point would be used to pay off the system. In this way revenue generated after the remaining health care balance was paid would leave 344.7 hours in the year. This would generate $29,750,000 *344= $10,234,000,000 so that 150,000,000,000 /$10,234,000,000 = 14.66 years to pay off the original investment. Once the investment is paid all revenue generated would be used to expand the system toward the original goal of Earthcare and then to pay off our national debt. Once our debt is paid, this revenue would be used to pay off the premiums of citizens for the following year. Once our national debt is paid the price of a kw could be lowered but the system would have to be supplemented to ensure its continued success.
In addition to this the U.S. govt, gives out 600-800 billion a year in grants. This money could be used to construct the original system. Then some of this money could be used to both meet excess cost, and to expand the system.

Wind:
A second option for generating half the needed 578,851,764,700kw is wind; the potential for wind generation is particularly high in New England and coastal areas. Wind is also a more feasible solution for meeting nighttime energy needs. Wind per unit area is calculated by the equation ½pv^3 where p=1.29kg/m cubed (the density of air at sea level) and v is velocity. If the wind resources for a propeller with radius of 100m is pi (3.141592678)*10,000(r^2)=31415.9sq m then its power generate is that value multiplied by the above equation where wind speed is 6m/s or 15mph (a low estimate) then ½ (1.29)*6^3 or (216*1.29)/2=139.32w maximum potential per sq meter. Since we are only able to harness about 59% of this energy we would expect this number to actually be 82w/m^2. Given 31,415sq meters per turbine the potential maximum is 2,576,030w.
So that 578,851,764,500,000w/2,576,030w = 224,706,919 hours to generate this amount of power with one turbine. If we assume 20 hours of wind per day then that’s 7305hours of wind a year so that 224,706,919 /7,305=30760.7 turbines to generate the needed energy in one year.
Wind is significantly less expensive than solar, paying for itself in significantly less time. We would be wise to construct say 32,000 100m turbines that would be used to supply energy at night to energy consumers. 32,000*2,576,030w = 82,432,960kw*.17=$14,013,603.2/hr.
In this way the wind portion of our system would pay the remaining balance 98,404,800,000/14,013,603.2=7,022.1 hours or .9613 years or 351.1 days. Once the balance is paid that leaves 282.9 hours in the year to produce $3,964,448,345
Since each 2.62mw turbines costs about $1.5 million*32,000=$48,000,000,000 for all turbines $48,000,000,000 (cost)/ 3,964,448,345 (excess yearly revenue)=12.11 years.
Potential problems:
Political influence may be difficult to overcome, but Earthcare would work as described above. This project, which would create a healthcare system that would eventually reach no cost to anyone; should be an idea that goes beyond political party.
jehova jehova 22-25, M Aug 3, 2012

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