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I Am Scared of Losing Everything!

My husband is a carpenter! when the houseing market crashed so did his work. He has been working off and on but the past few months he hasnt been able to find work at all and we are living off of my credit card! bills are behind, creditors are calling! I am stressed out! I have IC and have a hard time finding someone to hire me because of it so lately I have been looking to clean peoples apts for them, so far I have only cleaned for 1 person. He referred me to his friend and hes supposed to call me this week to clean. I am allergic to cats and he has one so im nervous as to what could happen when I do clean his apt.

I am really scared of losing everything and not having a place to live! Where would we go? my son would have to go live with his father or my parents. Filing bankruptsy may be a possibility and that scares me too!

I am always complaining cause we are always having to use my credit card, it keeps going higher and higher, my husband says he will not lose the house, hes not conerned about a credit card, while I am cause it has to be paid back! I am applying for food stamps! I have to use my child support, which is only $450.00/month to buy food, pay on my credit card to keep it alive, GAS, and lunch money for my son. I use coupons at the grocery store and buy stuff on sale but we always run out of food at the end of the month.

We have ZERO money coming in!!! My electric bill is so high I cant believe its still on. I dont know how anything is still on! My husband had to use my credit card to make a particial house payment! I dont know how much more I can take! I am ready to just walk away from everything but I wont unless we get forclosed on and the real ***** is even when you get forclosed on yoiu have to pay the remainder back to the bank.

 

ic9365 ic9365 41-45, F 3 Responses Feb 24, 2009

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my lights went off today,so I know how you feel all I have left is hope, waiting on a miracle because like many I have nothing left

I agree with you! We dont live in a mansion, dont have expensive cars , our cars are old and beat up cause we cant afford to buy anything else, we dont have expensive toys of any kind, we have never lived beyond our means cause we dont have any means! The economy is what brought us down!

I am panicking as you are. I have not had a full-time job for a long, long time. I was supposed to get a full-time job Jan. 5, but they keep putting me off. I'm sure a lot of people can identify.