I believe in the force of karma. It is not what a lot of people believe it to be. I was on a bus one day and a man in a wheelchair came on the bus and this young woman and her boyfriend were chatting and joking with him. I heard the girl saying a minute later that she got some good karma for being nice to the wheelchair guy. That's where she's wrong. Now, if she genuinely from the heart was friendly to this man with no expectation of anything in return, then she would have gained some positive merit. But doing something for brownie points (karma) does not get you anything on the board. You are doing it for a self-centered reason and that is bad karma.