Got Debit, But No Credit
The cashier finished ringing the customer's groceries and the total was $145.93. The customer decided that she wanted to use a credit card to pay for her groceries. She pulled her a pocketbook out of her purse and opened it to reveal that she had a lot of cards. Some of them are credit cards. The cashier was amazed that she had a lot of credit cards. It took her awhile to find the credit card that she wanted to use. Finally, she found a pink colored Mastercard and slid it through the card reader. The card was approved and the order was done. The next order. The customer only had a stick of gum. The total was $.91. The customer had nothing but his credit card to pay for it. He slid the card through the card reader and it was approved.
Credit cards are quite good things to have sometimes. I mean, they are small, simple, and easy to use cards that can be used to pay for just about everything. I mean, it can be used for large orders or small orders or even giant buys. However, credit card does have its ways to make debt if one doesn't keep up with its costs. I mean, people will have the pay for those payments eventually and why pay for something that you can't get normally. However, credit cards are good for making a good credit scores, but debt can bring it down quit easy.
For young people, credit cards can be evil when it comes to temptation. I mean, it has the ability to buy just about everything and hope that the credit will be taken care of by their parents....
So no, I don't have a credit card yet because I don't have that temptation. Instead, a debit card is just as good and it is linked to a bank account. I will probably get a credit card one day, but since I don't have that much money anyway, I'll just stick with my debit card.