Credit Cards Are a Rip Off
I've seen many, many times that credit cards put people in debt. I don't want debt collectors calling me. My motto about credit cards is if you don't have money to purchase things, how are you going to have money to pay your credit card bills? Plus you have to pay high interest usually. It is all a scam. It's up to something like 19 or 20 something percent interest. What a scam, save your money!!! It would be nice to have one for emergencies, but personally it is a big hassle. My friend, Renee has bad credit, but recently got a credit card with a $250 credit limit, but they take $200 out for an annual fee so she would be paying $250 to charge a $50 purchase. It is ridiculous. That's why I don't think I will ever use a credit card.