Point Of Impact

I was driving home and was struck by another vehicle just as I approached an intersection where I had the right of way. At that point I didn't remember anything about the accident other than being knocked off the road and into a small business parking lot. I got out of my vehicle (one that I used to own) my head and neck hurt a little but other than that I was fine. When I came to the front of my vehicle a man approached me telling me he was the one that hit me. He said my car was struck really hard and was badly damaged. He wanted to know how I was. I started to tell him but then thought I should not say too much. He was very kind about the whole incident. When we walked around to inspect the damage on my car there was almost no visible damage. He was so nice I didn't want to call the police but knew it should still be reported to my insurance company especially if there was more wrong with me other than just a headache. He was disappointed that I had to call the police. I looked a few feet away and saw his wife and children.

Making the call to the police is very difficult to do on a calculator, which is what my phone became! Eventually though the call did go through.
This is my interpretation of the dream: That night as I was driving home I began to feel sad and sick at my stomach. The previous four hours I had been feeling great. I had a realization that this didn't happen until I was headed home. Going home reminded me that things had changed there and I was powerless to get back what I once felt. 

Getting struck by another car without seeing it coming was how my life had suddenly changed without warning. On the outside friends and family can't see anything different,  they don't know the "Point of Impact" They only see a few little clues that tell them something has changed. Only a select few know details. I'm a private person so things I don't share too easily affect me physically as in the headache in my dream.
Most of us have a "point of impact" when problems arise in our life. Maybe we are powerless to change some of it but sometimes it IS within our power! Even if you don't want to hurt the other person involved there are times it becomes necessary for your own benefit.
I woke up just as the police arrived....