I was making the payments and then put the loans in forbearance several times when I was working because I had money troubles already.
Then I lost my job and once again did the financial hardship thing but eventually my money started to run out and I had to pay bills and rent. I know of no one that has the money to help me so now I am in default and I still don't have a job.
I've totally ruined myself by trying to go back to school which was supposed to be to better myself. I couldn't even finish school because of health problems at the time.