I Want To Move Out Of State, But I'm Scared....

I am a 35 year old, happily married, mother of one child (he's in kindergarten). I moved away after college but never really felt like I settled in out of state. My husband and I are from the same area so we moved back here to be close to our families once we got pregnant. Now of course we are settled. House. Fenced in yard. Two car garage. ETC!!!! Anyway, I don't really see my family that often cause of all of our schedules. We hate the fact that we are obligated to do things with our families sometimes because we live nearby. My husband's sister lives out of state and always tells us how much she loves coming back to visit because it makes it special. I don't like the area we live in so much. Don't get me wrong, though, we have great neighbors, great school district, etc., but I don't like the weather here and I don't like the people sometimes. I am sick of living in this area, but I am scared to move. My husband has a great job here and will get a pension when he retires. I have a great job as well, but I could leave it in a second and not care. With the economy being the way it is, my husband is hugely skeptical and does not really want to move. I don't feel settled here for some reason....but that is random sometimes as well. Like some of the time, I'm okay being here and other times I get to dreaming about moving to a different place and having a different kind of life. Am I making sense? Does anyone else feel like this sometimes? I don't want to look back at my life when I retire and say to myself, "Damn, you should have moved when you were younger!!" I would love to live near a beach or at least closer to a beach since I feel such a strong connection to water. Help with any advice would be awesome!! And thank you for 'listening.' I appreciate it.