A Redneck from South Georgia walked into a bank in New York City and

asked  for the loan officer. He told the loan officer that he was

going to Paris  for an international redneck festival for two weeks

and needed to borrow $5,000 and that he was not a depositor of the


The bank officer told him that the bank would need some form of

security  for the loan, so the Redneck handed over the keys to a new

Ferrari. The  car was parked on the street in front of the bank. The

Redneck produced  the title and everything checked out. The loan

officer agreed to hold the

car as collateral for the loan and apologized for having to charge 12%


Later, the bank's president and its officers all enjoyed a good laugh

at  the Redneck from South Georgia for using a $250,000 Ferrari as

collateral  for a $5,000 loan. An employee of the bank then drove the

Ferrari into the bank's private underground garage and parked it.

Two weeks later, the Redneck returned, repaid the $5,000 and the

 interest  of $23.07. The loan officer said, 'Sir, we are very happy to

 have had your  business, and this transaction has worked out very

nicely, but we are a  little puzzled.

While you were away, we checked you out on Dunn & Bradstreet and found

that you are a Distinguished Alumni from the  University of  Georgia,

a highly sophisticated investor and  Multi-Millionaire with real

estate and financial interests all over the  world. Your investments

include a large number of wind turbines around Sweetwater, Texas .

What puzzles us is, why would you bother to borrow


The good 'ole  South Georgia  boy replied, Where

else in New York city can I park my car for 2 weeks for only $23.07

and expect it to be there when  I return?

BlueGeorgia BlueGeorgia
41-45, M
11 Responses May 10, 2010

Back atcha

Love ya RHR

Cute Blue very cute :)

All of us southerners aren't dumb as dirt ya know. : )

ahhhaahah shrewd or what

Well done!

Glad you liked it squiggle. : )

Yes we will. : )

Dawgs will be Dawgs.

That was a good story and funny...