The lack of money funds is the top reason stay grounded to my home area. But the second reason is a bit more selfish. I simply don't want to travel the unknowns with my Family!! I have two kids that would drive me stir-crazy on a lengthy car or plane trip. And they would want fast paced entertainment, amusements, ect. on vacation. My Hubby is cultured in Out-door recreations; not In-door ones!
I couldn't imagine trying to plan a trip or vacation to meet all our needs! We'd never agree on the amusement parks, museums, tour sites, or ANYTHING! In the end someone would be bored, mad, grumpy, or hard to deal with! And by the end of the trip... I fear it would be ME!!