Hard-working Man In Desperate Need
My name is Mark. I am 50 years old, and the last year has been the hardest of my life. I was laid off in my mid 40s, and the only work I could find was as a medical courier. I drive 12 hours a day, 300-400 miles, delivering lab specimens all over Southern California. Last January, my company cut my pay by 25% due to the economic downturn. I was living paycheck to paycheck already....I had accumulated a large amount of credit debt from two failed marriages. Some of my bills started to slip, and my creditors raised my interest rates and monthly minimums. I was in danger of having my car repossessed, which is my only means of livelihood. I managed to get on payment programs with my creditors that I have been barely managing to meet....and then in August of last year I had to go to the ER twice for a kidney stone. The bills from those visits were staggering; I have no medical insurance. The hospital agreed to cut my bill down to 25% of the total and allow me to make monthly payments, but I am still starting to slip on my obligations. I need new tires for my car, and it is long overdue for some major engine service that should have been done 100, 000 miles ago. I desperately need help to get some breathing room from my debt. My family and friends have helped as much as they could, but they are strapped now as well and can offer no more. I am living with my widowed 82-year-old mother, helping her with her house and yard chores--so at least I have a place to stay.
I hate asking the community for this--and I would not if the need was not great--but can anyone out there help me? I can't even afford to declare bankruptcy because I can't afford to retain a lawyer to have it done properly. Anything you can send would help--I am on PayPal under my email, Dragonrider_59@hotmail.com. If you copy and paste the link at the bottom of this note into your browser it will take you directly to the donation area in my PayPal account. I am afraid that it is highly likely that I will be unable to repay any aid you send....but I assure you I will pay it forward in any way I can. I will also keep all of you and your loved ones in my prayers. Even if you cannot offer anything, I am grateful that you took the time to read this. If you want to know anything about me or my current situation send me an email and I will answer any of your questions--or post a comment here and I will respond. May God bless all of us and may 2010 be kind and fruitful....thank you again for reading....