Or so he claimed.
It was early afternoon on a cloudy day. A light drizzle was starting to fall, but the pavement was still dry when I started heading back to the house. I was riding on a city street doing close to 20 in a 25mph zone. The visibility was good and traffic was light. I could see a car coming toward me slowing down for the side street to my right, though his turn signal wasn't on. Somehow, I knew he wasn't quite sure what he was doing as I went through the intersection. I had almost cleared it when I heard this crunch as I was being thrown to the ground. I landed on knees and elbows (didn't really need the helmet I was wearing) and quickly rolled out of traffic to the side of the road. Only then did I see my shattered bike lying in pieces in the street.
The driver continued rounding the corner before coming to a stop a hundred yards down the road. On aching legs, I awkwardly ran over to him, gained my composure and asked for his license. I didn't give it back to him until the police arrived.
Turns out he had been driving for less than a year and had the car for only a week. I'll bet his insurance company didn't like paying out for totalled custom bike.